Friday, December 31, 2021

Best ways to convert PDF to Word in Windows 10

Both PDF and Word are very popular documentation formats. Using a file conversion software one can easily convert a PDF file to word format and vice-versa. I have used a number of online and offline file conversion tools for this purpose over time.

These days there are a number of PDF editor programs available which have an inbuilt PDF file conversion module. This kind of module enables you to convert PDF to popular document/image formats and vice-versa.

We’ve put together some of the most efficient methods to do so below, so the next time you need to convert a PDF in Windows, you can convert it to a Word document in mere minutes.

Convert From PDF to Word With SwifDoo PDF

There is one such popular PDF editor is SwifDoo PDF—convert a PDF to DOCX, a format that Microsoft Word and other text editors can work with, your computer can do this conversion very easily.

SwifDoo PDF can be used to convert PDF to word file easily. You only need to upload your file and then download the converted one. It can help you convert the PDF file to editable word format and retain the file original.

So, let us learn how to convert PDF to word using SwifDoo PDF in the following steps.

Step 1: Download, install and launch SwifDoo PDF on your Windows PC.

Best ways to convert PDF to Word in Windows 10

Step 2: After that click to open the “PDF to Word” tool which will launch the SwifDoo Converter.

Best ways to convert PDF to Word in Windows 10

Step3: Once the PDF to Word converter tool is open, the next step will be to select and upload the PDF file to be converted.

Best ways to convert PDF to Word in Windows 10

Step 4: After locating the final output file at the set output storage location, you can click the Start Button.

Final thoughts

So that is how you can quickly and easily convert your PDF to Word documents from within Microsoft Word.

Since you now know how to convert a PDF to a Word document, you’ll be able to easily share Word documents without disturbing the formatting as well as being able to view and edit your document easily. For more options that you can consider, visit Fastest Free PDF Converter for Windows.

Basically, this program is for editing, converting, reading, creating and designing PDFs, if you want a full suite of functionality you’re probably going to have to pay for it.

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source https://www.jbklutse.com/best-ways-to-convert-pdf-to-word-in-windows-10/

Wednesday, December 29, 2021

Remembering the excellent FIFA World Cup 2002 Final

The 2002 FIFA World Cup was the first edition of the tournament of the 21st century. Of course, all the FIFA World Cups are available for betting at 1xbet.com/en/. The final match took place on June 30, 2002, at the International Stadium in Yokohama, Japan, and featured the following legendary squads:

  • Germany;
  • and Brazil.

The tournament included hosts Japan and South Korea, as well as 1998 Champions France and 29 other squads from all over the world. By the way, this was the first FIFA World Cup ever to have more than a single host. Germany led Group E without problems by winning two matches and drawing one. Later on, they surpassed Paraguay, the United States and South Korea in the round of 16, quarter finals and semifinals respectively. Betting on the matches with the 1xBet website would have been a good move.

Brazil’s road to glory

Brazil won Group C with three wins. Later, it encountered difficult opposition during the subsequent rounds, including Belgium, England and Turkey. The latter got a historic third place. It is possible to follow live bet score with 1xBet whenever a new FIFA World Cup is held. The final was officiated by Pierluigi Collina from Italy in front of 69,029 fans in the city of Yokohama, with an estimated 1.5 billion viewers following on television.

The first half ended 0-0, and there were no significant differences between the strategies presented by both teams. However, during the second half, the legendary Ronaldo scored both goals for Brazil. In one of them, German keeper Oliver Kahn made a mistake that continued to haunt him for the rest of his career. Brazil won by a score of 2–0. Live bet score with 1xBet follow all football matches across the world, including the ones that take place in a FIFA World Cup.

Aftermath

Brazil won their fifth FIFA World Cup title. Ronaldo was chosen man of the match, while Kahn was crowned FIFA’s best player of the tournament. However, this reward has a bittersweet taste due to the mistake he committed during the decisive match. By the way, this was the first time that a goalkeeper received this award. Luiz Felipe Scolari, Brazil’s manager, expressed satisfaction with the result. That team would have been great to wager on at 1xbet.com/en/line/Football/ – football betting platform. Scolari would coach the team again in the 2014 FIFA World Cup. However, Brazil ended in a mediocre fourth place, despite being the hosts of the competition.

 

Rudi Völler, his German counterpart, was disappointed by the result. However, he stated that there was nothing shameful about losing against Brazil. There is also no shame in trying out the football betting 1xBet platform.

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source https://www.jbklutse.com/remembering-the-excellent-fifa-world-cup-2002-final/

How to convert JPG to SVG (Best Ways)

Yes, sometimes you need to convert JPG images to SVG vectors for printable images and even to design interactive web pages. Unlike raster image formats like PNG, JPG, or JPEG, and SVG (Scalable Vector Graphic) format remains crisp and clear at any size or resolution. No doubt that JPG to SVG converter is the best way to turn JPG into SVG vector images without any quality loss. However, JPG regular images lose sharpness when they’re magnified to larger sizes.

Well, converting JPG files into an SVG vector format looks like a daunting task. But thankfully we will tell you how to convert JPG to SVG file in simple, but best ways!

Read on!

How to Convert JPG to SVG Using Inkscape?

Unlike Bitmap graphic editors like Photoshop and Gimp, Inkscape assists you in storing and displaying vector files that are packed with mathematical descriptions of objects. An Inkscape indicated as the best JPG to SVG converter that works best to save JPG as an SVG vector graphic format:

Turn JPG into SVG with Inkscape:

  • At first, you have to launch the Inkscape and start a new project
  • Now, you have to import the JPG image file that you need to convert
  • Very next, you need to simply resize the image to fit your particular page – all you need to hold down Ctrl while simply changing the size to retain the aspect ratio
  • Now, you have to make a click on the Path that you find on the top toolbar and choose Trace Bitmap
  • Then, you ought to choose the specific settings after the Trace Bitmap box pops up
  • Now, you simply need to check the box next to the Live Preview to check your image file
  • Then, just choose the OK if you are agreed with image vectorization and then simply close the pop-up window

Thanks to this JPG to SVG converter that provides you with quality SVG converted file. You can see that your new SVG vector image will be placed at the top of the old one, so you ought to drag it off the original and then delete the old JPG image. Once done, make a click on File, then Save As, and choose your file name.

How to convert JPG to SVG online?

Well, it is indicated as the easiest way for converting a single or batch of JPGs into SVG vector files. A free JPG to SVG converter by theonlineconverter.com offers a three-step process to convert JPG image to SVG vector files online while preserving the original quality. If you’re wondering how to use this online image to SVG converter, here it is:

STEP 1

Navigate to theonlineconverter.com, and then upload your JPG images online into the designated box of this online JPG to SVG converter or (simple make drag and drop your files)

STEP 2

Once your JPG image files are uploaded, you need to tap on the “Convert” button to proceed further. Very next, you have to wait a few moments until this best JPG to SVG converter finishes the conversion process

STEP 3

Once the conversion is completed, download your SVG’s files right now. You just have to hit the Download Zip file button to save JPG images as an SVG vector file on your system within no time

Thankfully, this JPEG to SVG converter also lets you convert single or multiple JPEG images to vector SVG files without distorting the quality.

How to convert JPG to SVG using Illustrator?

Adobe Illustrator also serves you like the best JPG to SVG converter, but few lengthy processes, let’s find:

STEP 1:

First of all, you need to select the JPG image that you need to convert into an SVG vector file and upload it into illustrator. To attain better outcomes, you have to upload white or transparent background images, even single subject photos instead of a landscape one

STEP 2:

Now, you have to find the Trace option, which helps you in vectorizing your image file. This tool is placed on the top of your illustrator window. Very next, you need to make a click on the image trace button and choose the preset from the given drop-down list. You can see that once the right preset is selected, tracing will begin

STEP 3:

Once you make a click on the preferred preset, the particular image will go through the tracing process. The image will remain the same, but it will just become a lot sharper

STEP 4:

Then, you have to open the Image Trace Panel to simply tune the conversion. Now, adjust the settings for colors and mode, and if you need to re-use them, it’s best to hit the Manage Presets button. Very next, you ought to save your settings as a new preset

STEP 5:

Color grouping is the crucial step in the process of “how to convert JPG to SVG”. You ought to choose your trace image file and make an instant click on the Expand button. By doing so, all the shapes are outlined in blue. Don’t fret as this button is placed at the top of the window. Then, you just need to make a right-click on the image and choose the ungroup option from the provided menu. You can see that this will entirely separate color shapes into individual parts

STEP 6:

This is the final step to save JPG as an SVG file format. You simply have ahead to the File option, then simply select the Export and Export as an option. Now, find the SVG vector file format and make a click on it. At last, hit the given Save button

Thankfully, you come to know how you can convert JPG images into SVG vector files. No doubt that Adobe Illustrator and Inkscape are best for vector artwork representation, but when it comes to instant and quality conversions, online JPG to SVG converter makes the sense.

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source https://www.jbklutse.com/how-to-convert-jpg-to-svg/

8 Finest tips to stay mentally strong

Mental health is one of the most crucial aspects that govern your vital functions. If you’re trapped in the vicious cycle of poor mental health, then you must try to improve your mental health. Start with creating some meaningful goals and strategies to achieve your dreams. Further, you must practice mindfulness and stay present at the moment.

With ideal ways to detox and stay productive, you can enhance your productivity. However, make sure to practice self-care and do the things that make you happy. All you need to do is create a balance between the professional and personal life for top-notch mental health.

Set The Right Goals

One of the best ways to develop a strong mind is through the right approach and realistic goals. It will help if you start by finding the ideal plans that make you wake up with a purpose. Also, try to devise the path and move towards your goal one day at a time. With the ideal approach, constant hard work, and dedication, you can achieve top-notch mental health. Along with this, it enhances your mental health, instills a sense of self-esteem and satisfaction.

Try Herbal Supplements

Herbal therapy is crucial to recharge your body and maintain salubrity. If you’re trapped in the vicious cycle of anxiety and stress, you must try herbal supplements in your daily life. Start with herbal extracts like lavender and chamomile to instill calmness. Also, you can opt for CBD supplements that act on the cannabinoid receptors to maintain a healthy mind. Get your hands on the delta 8 thc edibles to improve memory, tolerance, and mental toughness.

Detoxify Your Life

Almost every person realizes the need to work out and do physical activity for top-notch detoxification. But did you know that your mind also requires detoxification and cleansing? To improve your mental health, you must do your bit to detoxify your mind and soul. For this purpose, try to transform your negative thoughts into positive and encouraging ones.

It would be best to resolve past conflicts, dilemmas, and insecurities to rejuvenate your mind. Such habits allow you to move ahead and accomplish your goals. Along with this, it might enhance the quality of your life and build resilience.

Stay Mindful

Do you end up worrying about the future possibilities and fail to live in the present moment? Planning for the future is crucial to achieving your goals and aspirations. However, it would help if you did not compromise on the present happiness due to the uncertainty of the upcoming days.

8 Finest tips to stay mentally strong

From watching your thoughts to controlling your impulses, you must do it all. Instead of thinking about what might happen, shift your attention to fulfilling the present goals. It is likely to make you a resilient, calm, and composed person in the long run.

Practice Self-Care

Most people fail to take out enough time for self-care and rejuvenation. You must realize that spending some time alone to recharge is crucial for your mind and soul. Also, it allows your body to heal faster and improves your mental functions. You can head out for a walk amidst the trees or spend some time under the bath. Such activities accelerate the release of feel-good hormones like endorphins. It also enhances the level of calmness and prepares you for difficult situations.

Set Healthy Boundaries

Are you a reserved person who finds it difficult to say no and set boundaries? Setting healthy boundaries is essential to maintaining a peaceful, rejuvenating, and healthful mind. If you try limiting yourself to vital tasks, you will likely feel more depressed. Further, it also affects your productivity, energy levels, and resilience. Refrain from attending work-related calls or emails while at home. Also, devote yourself to work during the working hours and spend the rest of your activities.

Get Adequate Rest

Did you know that lack of rest can affect your mental health and derange vital functions? Lack of sleep can alter the recovery processes and slow down the healing. Also, it reduces alertness, degrades productivity, and might make you prone to mental issues. Try to target at least 7 to 8 hours of restful sleep to stay healthy. Along with this, you must do some stretching and bedtime exercises before you hit the bed. Not only will it enhance your sleep cycle, but it also maintains vital functions.

8 Finest tips to stay mentally strong

Leave Pleasing Others

Do you tend to over-please people while trying to be a good human being? Realizing when to stop being nice to others is crucial to stay happy and mentally strong. People-pleasing tendencies can land you in a disturbed mental state and increase self-doubt. Further, it reduces your happiness levels and makes you prone to health issues. You need to quit pleasing others and first focus on your aspirations.

Final Words

Mental health is one of the most critical aspects of your physical health. If you’re leading a busy work life, you must relax and adopt some positive habits. Start with setting healthy boundaries and detoxifying your life in multiple ways possible. Also, you must focus on getting adequate rest and recharge your mind. Practice regular self-care to beat the stress, enhance your mood, and get rid of depressive episodes. Such habits can improve your mental health and increase the vital functions that maintain holistic salubrity.

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source https://www.jbklutse.com/8-finest-tips-to-stay-mentally-strong/

World Mobile, Altaeros partner to launch aerostat balloons to connect the unconnected in Africa

World Mobile, the first mobile network built on blockchain and run by the people, partners with Altaeros, developers of the world’s first autonomous aerostats, to connect the unconnected. Through this partnership, Altaeros and World Mobile will provide low-altitude aerostats (tethered balloon platforms) with a coverage area of approximately 8,000 km^2 each, forming part of World Mobile’s Dynamic Network.

World Mobile plans to launch these balloons across Africa to connect hundreds of millions of people. Several aerostats will launch in Zanzibar anchoring the network and delivering connectivity near to 100% of the island. Each aerostat will connect hundreds of thousands of subscribers and each subscriber on the network will create a blockchain wallet. World Mobile will be deploying thousands of aerostats across the continent.

The aerostat system consists of a helium-filled envelope and stabilising fins. The unique 3-tethered architecture limits the aerostat’s movement in the air (pitch, roll and yaw), which is essential in stabilizing telco coverage so connectivity doesn’t drop in and out. The aerostat is attached to a movable mooring platform with built-in software that adjusts the balloon’s position depending on wind conditions.

The onboard communication system, using beamforming technology (a technique that focuses a wireless signal towards a specific receiving device) will allow 3G, 4G and 5G handsets to connect directly and will also connect WM AirNodes in the vicinity via traditional and alternative spectrums.

“We’re on a journey to bring modern infrastructure to billions of un-served and under-served people around the world. We’re driven by a belief that business and technical innovation are the keys to creating a positive, scalable impact. World Mobile is the perfect partner to work with to deliver our vision as they strive to connect the unconnected, everywhere,” says Altaeros CEO/CTO Ben Glass.

“World Mobile is on a mission to connect the unconnected and build the first mobile network powered and run by the people. Working with leading tech partners who share our values will make us stronger,” says World Mobile Founder and CEO Micky Watkins.

World Mobile is the first mobile network powered and run by people. Their fearless commitment to community, the environment, and technology will help them go where no telecom has gone before. By joining forces with their users, they’ll connect billions of unconnected people worldwide—allowing everyone the freedom to explore the world.

Altaeros is on a mission is to help bring connectivity to those who need it most. Founded at MIT in 2010, Altaeros is focused on developing and deploying innovative real-world infrastructure solutions to bring affordable services anywhere needed, helping businesses and communities access the basic building blocks to allow for prosperity. Altaeros is headquartered in Somerville, MA.

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source https://www.jbklutse.com/world-mobile-altaeros-partner-to-launch-aerostat-balloons/

TECNO’s CAMON 18 Premier releases the ceramic edition, elevating technology into a work of art

TECNO (www.TECNO-mobile.com), a rising superstar as a global smartphone brand of the new generation, announced the release of CAMON 18 Premier Ceramic Edition. With a powerful engine encased in precision ceramic, the Camon 18 Premier stands in the balance between technology and fashion.

Not only is the CAMON 18 Premier chockful of technological innovation such as the ultra-steady gimbal camera and 60X hyper zoom, TECNO has also paired it with an attractive hue, stylish curves and eye-catching design. “We stop at nothing to provide a better, more unencumbered experience for the users to feel good in the hand. We used nanotechnology with precision instruments to create this one-of-a-kind edition specially for you. It is the culmination of art and our specialized, well-researched technology ”said Danni Xu, Marketing Director, TECNO.

Ceramic: Cool as Jade, Harder than Steel

Ceramic is one of the “super materials” in modern technology with high strength and temperature resistance. More resilient and harder than steel, the microstructure is a combination of crystalline and glassy crystals bonded together. The shine and the curves on every piece come from 3,000,000 seconds of polishing using the latest intelligent manufacturing technology. When you hold CAMON 18 Premier Ceramic Edition in your hand, you are literally holding a polished crystallized gemstone. A ceramic phone also means you will not have to live with the stains that you typically get on glass and metal casings, so it will look polished and clean all the time. In addition, the bonding of atoms is stronger in ceramic than metaceramic, making the design sleek and flat, yet sturdy.

Iron Fist in a Velvet Glove

With a design and aesthetics that is impossible to ignore, the Ceramic Edition is built to speak volumes about the user’s taste and values in a suave, sophisticated way. It attracts natural attention by expressing the consumers’ appreciation of the finest smartphone in both design and technology.

Beneath the sculpted exterior lies a technological powerhouse laden with the latest modern innovations. The low-blue light screen and 33W safe fast charge are certified by TÜV Rheinland, the high standard for safety and quality, trusted by organizations and consumers worldwide. Quality and artistry were etched in minute detail when it came to releasing the CAMON 18 Premier Ceramic Edition.

Housing an 8GB RAM with 256GB ROM, you will not have to worry about storage space for the professional photos and videos that you take. Camon 18 Premier comes with fantastic cameras — a 32MP front-facing selfie camera and not one or two rear cameras, but three, all with perfect functions. There’s a main 64MP camera, a 12MP ultra steady gimbal camera and an 8MP periscope magnifying camera. The telephoto lens on this special edition phone gives a 60x hyper zoom ultra distance shooting experience. The cameras are arranged at the back of the phone in a neat and uncomplicated vertical alignment, giving a sense of order.

TECNO is a rising-star smartphone brand at global market. With “Stop At Nothing” as its brand essence, TECNO is passionately unlocking the best contemporary technologies for progressive individuals and bringing them innovative stylish smart devices with the latest technologies.

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source https://www.jbklutse.com/tecnos-camon-18-premier-releases-the-ceramic-edition/

IsDBI and IFE Lab announce award winners for best application of agent-based simulation in Islamic Finance

The Islamic Development Bank Institute (IsDBI) (www.IsDBInstitute.org) and the Islamic Financial Engineering Laboratory (IFE Lab) have announced winners of the second edition of the International Award for the Best Application of Agent-Based Simulation (ABS) in Islamic Economics and Finance.

The awards, announced during an online event on 23 December 2021, aim to encourage the use of new technologies in Islamic economics and finance, especially the use of agent-based modeling. In the second edition of the award, applications combining the blockchain technology and/or smart contracts were strongly encouraged.

The first-place award went to Yousef Lamrani Alaoui for his project on Islamic crowdfunding as an alternative way of doing microfinance; Yahya Hanine and Mohamed El Moktar Malick received the second prize for their project on group financing based on smart contracts; and the third prize went to Ahmed Mouad El Haloui for his work on how Islamic finance can help prevent and mitigate market distortions.

Meanwhile, Khadijah El-Hachami was awarded the fourth prize for her contribution towards an Islamic macroeconomic agent-based simulation, while Aissam Mansouri, Yassine El Idrissi, and Najlae Yachou received the fifth prize for their work on diminishing partnership for home financing and social impact.

The ABS award is expected to stimulate innovation and creativity in the field of Islamic economics and finance and encourage young researchers to contribute to the advancement of the field for the benefit of their communities and IsDB Member Countries. This year’s prizes were intended for young researchers including current Ph.D. candidates and 2019 Ph.D. graduates.

Speaking during the opening session of the event, Prof. Moulay Larbi Abidi, Director of the Mohammadia School of Engineering at Muhammad V University, Rabat, where the IFE Lab is based, expressed appreciation for the successful collaboration between the IsDBI and Muhammad V University.

Dr. Sami Al-Suwailem, Acting Director General of IsDBI, also praised the efforts from both sides to make the IFE Laboratory a unique experience in using the ABS models in the field of Islamic finance. “ABS has been successfully applied in many areas, including pandemic and other business applications. Ph.D. candidates should capitalize on the potential usefulness of this important tool in today’s complex economies,” Dr. Al-Suwailem added.

Dr. Rajae Aboulaiche, Director of the IFEL, thanked the IsDB for its support to the IFE Lab, and expressed confidence that the achievements of the students of the Lab will be an important contribution to research in the field of financial engineering in relation to Islamic finance.

Before the awards session, Dr. Kaouther Toumi, Associate Professor in Finance at University of Toulouse 3, France, made a presentation on the selection process of the award winners. The awards were also preceded by technical presentations focusing on the latest developments in new technologies and their impacts on financial engineering in relation to Islamic finance.

The presentations were delivered by Dr. Sami Al-Suwailem; Dr. Anis Ben Khedher, Senior Information Solutions Specialist at IsDBI; Dr. Mahmoud Sami Nabi, Professor of Economics at the University of Carthage, Tunisia; and Dr. Boujemâa Achchab, Director of the High School of Education and Training, Berrechid, Morocco.

The IFE Lab is a one-of-a-kind research laboratory established in 2013 with the objective of modeling complex problems and the structuring of innovative Islamic financial products, using high performance simulation approaches such as agent-based modeling, and adopting new technologies such as blockchain.

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source https://www.jbklutse.com/isdbi-and-ife-lab-announce-award-winners-in-islamic-finance/

Tuesday, December 28, 2021

African Super App ayoba reaches 10 million monthly active users

MTN in partnership with ayoba, Africa’s Super App, has reached an exciting milestone of over 10 million monthly active users. 2021 has been a fast-paced year so far for ayoba, who celebrated its second year in operation in May 2021.

The ayoba platform aims to harness growth in the African digital economy by breaking down barriers such as limited access to the internet and digital services, low smartphone penetration, lack of locally relevant content, and affordability.

“We celebrate this milestone and are pleased that through ayoba we can provide access to affordable communications, so that millions of people across our markets can enjoy the benefits of a modern connected life”, says MTN Group Digital and Fintech Officer, Serigne Dioum.

“MTN’s Ambition 2025 strategy is to drive digital and financial inclusion across Africa, via ayoba we intend to reach 100 million monthly active users by 2025, ensuring more people reap the social, economic, and developmental dividends of being online,” concludes Serigne.

In its two years of existence, ayoba has grown significantly and continues to be recognised by various bodies. In 2021, ayoba received the Best OTT Brand of the Year accolade at the Marketing World Awards and recently was awarded the Best Mobile App from Bonteh Digital Awards. Ayoba has also hosted two hackathons this year, with the aim of guiding young developers on micro-app development.

Commenting on the achievement, ayoba Chief Executive Officer, Burak Akinci said: “Our progress in 2021 has been considerable, growing in excess of 4 million users. This is a clear sign that the African market really enjoys ayoba, and we are here to stay. This growth is also due to the hard work of our team, and of course, the loyalty and enthusiasm of our users, who are always our first priority. We look forward to even bigger growth in 2022, as we see progress from the new features, content and general improvement that will be launching throughout the year.”

Ayoba offers users access to digital and rich media services through channels, micro-apps, and payment solutions, embedded within a single African Super App. With over 180 content channels ranging from Sports, News, Music & Artists, Health & Wellness, Careers, Fashion & Beauty, Education and Travel – a huge increase from the 128 at the start of the year.

In addition, users now have access to a range of 35 micro-apps, including MTN Online School (SA) and MTN MoMo (Ghana), adding even more content to a deep and hyper localised offering.

We have also identified the gaps in our markets heightened by the pandemic, particularly in terms of the literacy of subscribers and through our education micro-app available in ayoba we have launched numerous channels with key strategic partners focused on specific areas of education ranging from entrepreneurial education to country-specific curriculum content for students, which include educational explainer videos on topics ranging from math, science, and the art of storytelling.

Ayoba users can send and receive encrypted messages in 22 diverse languages, share photos, videos, files, voice notes and even their location, and can also subscribe to live channels. Localised content is available through these channels that aim to entertain, educate, and empower communities.

Ayoba is available to MTN and non-MTN customers. MTN customers are automatically allocated free data to use the ayoba features1 including messaging, browsing, gaming, and listening to music. Customers can download the free app data at www.ayoba.me. In addition, ayoba lite is now also available for web access at web.ayoba.me which is proving to be popular with users who are short on space on their devices. Voice and video calls are excluded from the free data provisions.

About the MTN Group

Launched in 1994, the MTN Group is a leading emerging market operator with a clear vision to lead the delivery of a bold new digital world to our customers. We are inspired by our belief that everyone deserves the benefits of modern connected life. The MTN Group is listed on the JSE Securities Exchange in South Africa under the share code ‘MTN’. Our strategy is Ambition 2025: Leading digital solutions for Africa’s progress.

About ayoba

Since its launch in May 2019, ayoba has reached millions of users. Ayoba offers users free access to an ecosystem of digital and rich media services through chat and call features, channels, micro-apps, and payment solutions, embedded within an African super-app. Ayoba is highly localised and tailored for African and Middle East consumer needs, supporting 22 relevant languages.

Users can send and receive encrypted messages, share photos, videos, files, and voice notes, and can also subscribe to live channels. Family-friendly localised content is available through curated channels aimed at entertaining, educating, and empowering communities as well as a range of games.

Ayoba is available for Android users on the Google PlayStore, on iOS (AppleStore) as well as the Transsion, Huawei, Samsung and BeMobi stores. Users can also download the app on our website (www.ayoba.me). Ayoba recently launched its web version (ayoba lite) and can be accessed at web.ayoba.me).

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source https://www.jbklutse.com/ayoba-reaches-10-million-monthly-active-users/

CIB Ghana’s 2021 Bankers’ Dinner comes off successfully

The Chartered Institute of Bankers (CIB) Ghana has successfully held its 2021 Bankers’ Dinner event on the theme, ‘the Digital Economy of Ghana – the Strategic Role of the Banking Industry’.

The annual event was set to appreciate and express gratitude towards stakeholders’ hard work in the banking sector, likewise their contribution to the economy at large. It was graced by varied stakeholders in finance, regulation, technology, telcom and the media.

Highlighting on major achievements of the institute since its last annual dinner, President of the Chartered Institute of Bankers (CIB), Rt. Rev. Patricia Sappor said though the impact of the COVID-19 pandemic was challenging, the banking industry has been able to move on and made bigger strides by being strong, solvent and profitable, as revealed by the KPMG Banking Sector Development Report for July 2021.

She said following the launch of the Ghana Banking Code of Ethics and Business Conduct, management of the Institute went ahead to sign a memorandum of sensitization and implementation with all financial institutions.

CIB Ghana’s 2021 Bankers' Dinner comes off successfully
Mr. Charles Ofori Acquah, CEO of CIB Ghana, giving his address with the leadership of the Central Bank behind him

“The passage of the Chartered Institute of Bankers Ghana Act, 2019 (Act 991) has been reinforced by the CIB Regulations (LI 2434) which has recently been passed by Parliament. The LI2434 is set to bring into force all the provisions spelt out in the Act 991.

It is heart-warming to know that the institute’s achievements chalked so far have significantly enhanced the CIB brand, making it a very attractive institution for both younger and older professionals. Over the past five years, 864 Chartered Bankers have been added to the banking professionals,” she said.

“I am confident that the banking industry and the role of bank staff and practitioners in leading and moving the financial levers of our country to higher heights, gives us joy to be part of this august function yearly,” she added

Rt. Rev. Sappor also implored CEOs and managing directors of banks and non-bank financial institutions (NBFIs) to prioritise the recruitment of chartered bankers into their companies, adding that they have been specially equipped with the requisite skills to drive growth and performance.

She also charged CEOs and managing directors to encourage their staff to register and enroll with the institute to become Chartered Bankers. She further urged state and financial institutions to continue extended credit and ancillary services to Micro, Small, and Medium-sized Enterprises (MSMEs).

CIB Ghana’s 2021 Bankers' Dinner comes off successfully
Dr. Ernest Addison, Governor of the Central Bank delivering his address at the 2021 Bankers Dinner organised by the CIB Ghana

As the first woman to hold her position, Rt. Rev. Sappor charged other women to take up leadership positions and stressed the need to ensure a gender-balance at institutions. “It is also my desire to see many women participate in leadership discussions and take up roles at the senior management levels in our various institutions. I encourage my fellow women to be bold and aspire for these positions, to champion this agenda to fruition,” she said

For his part, the Governor of the Bank of Ghana, Dr. Ernest Addison, lauded CIB Ghana for it strides and contribution to the economy.

He noted that to allow the economy to benefit fully, there’s the need for the banking sector to ensure that tech innovations are secured, reliable and also ensure that robust infrastructures are in place to facilitate transformation in the economy, the more reason why the theme chosen by CIB Ghana was apt and timely.

“The banking sector mostly is the main sector in which technological innovations have had the most profound effects. Globally, a new economy is emerging, built on digital technology. No sector has been spared the transformational power of technology.

A key feature of a digital economy is the aggregation of digital platforms that facilitate economic and social activities. Efficient, convenient, and safe digital financial services are central to the digital economy and for ensuring a financially inclusive society,” he reiterated.

He revealed that broadly, the banking sector outlook remains positive and that results from the November 2021 stress tests show a banking sector that remains resilient to mild and moderate credit risk and liquidity stress conditions.

He also disclosed that the economic outlook for 2022 is positive although there are some potential risks which should be closely monitored. “In particular, the uncertainties surrounding food prices, petroleum price adjustments, and the potential second round effects of these are likely to exert inflationary pressures in the outlook,” he said.

On the 2022 budget, he said: “markets assessment of the budget suggest lingering doubts about the ability of the revenue measures announced to translate into a large increase in domestic revenue adding that government expenditure is projected to increase significantly in 2022.”

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source https://www.jbklutse.com/cib-ghanas-2021-bankers-dinner-comes-off-successfully/

MTN Ghana inducted into Project Management Hall of Fame, wins five awards at 2021 Project Management Awards

MTN Ghana has been inducted into the Project Management Hall of Fame at the 2021 Project Management Awards after it was adjudged Project Management Company of the Year for the third consecutive time.

The Project Management awards recognizes individuals and organisations who pursue best practices in economic development through projects and have attained the highest standards of professional conduct and competence within the project management space.

MTN Ghana surpassed all by winning five awards which are listed below.

  • Project Management Company of the Year
  • Economic Impact Project of the Year
  • Innovative Project Award
  • Project Team of the Year
  • Project Director of the Year – Mr. William Tetteh

Mr. William Tetteh, Chief Capital Projects Officer of MTN Ghana was adjudged Project Director of the Year following the significant role he plays in the overall management and execution of project portfolios in the Commercial, Capex and CEO ringfenced special projects. As the project lead in MTN, William’s role starts with the project ideation through budget approval, overseeing governance of the implementation through to closure and finally benefit realization and monitoring.

MTN Ghana inducted into Project Management Hall of Fame, wins five awards at 2021 Project Management Awards
Mr. William Tetteh, Chief Capital Projects Officer receiving Project Director of the Year Award

In addition to the five awards, MTN received four certificates of recognition. Two of the certificates were in recognition of MTN’s Bright Delivery Methodology (BDM) Industrialization strategy and for BDM Industrialization team efforts for successful projects execution. In addition, two MTN staff received Project Management Personality certificates. Jonas Nanzoninge, Senior Manager, Enterprise Portfolio Management and Emmanuel Ata-Baah, Manager, Enterprise Portfolio Management were recognized for their initiatives and contribution to MTN’s projects management initiatives.

Mr. William Tetteh, Chief Capital Projects Officer expressed appreciation to the organizers for the various recognitions MTN received at the event. He said, “I am glad MTN won five awards which was the highest number and these awards attests to the well-structured Project Management Practices MTN has put in place to ensure its projects falls in line with its Bright Delivery Methodology and in conformance with professional and global management standards. As the project lead in MTN, I am challenged to go a notch higher to ensure MTN’s projects are well thought through, effectively planned, well-executed and are always within the project management framework and scope.”

The Chief Executive Officer of MTN Ghana, Mr. Selorm Adadevoh congratulated William and the team for the great achievements attained in the field of Project management.

He said, “these awards couldn’t have come at a better time than when we are celebrating our stakeholders for their loyalty to the brand over the years. As part of our 25th Anniversary celebration, MTN commits to investing in infrastructure, information systems to provide customers with an enriched digital experience. We will continue to ensure the project management team employs world-class standards in executing this project”.

MTN Ghana inducted into Project Management Hall of Fame, wins five awards at 2021 Project Management Awards
Bernard Agblevor, Coordinator, Project Fibre Network receiving Environmental Impact Award on behalf of MTN

MTN executed various special projects which were recognized at the event. MTN’s use of the Bright Delivery Methodology (BDM) standardised project-portfolio management approach which focuses on delivery and benefits applicable to all projects across the business.

This methodology aided MTN in winning Project Management Company of the Year, Innovative Project Award and Project Team of the Year.  The Paperless Workplace initiative by MTN in January 2020 which was put in place to support the business digitization agenda won the Environmental Impact Award.

MTN Ghana has won a total of 14 awards since the award was instituted and has consistently been the highest recipient for all three editions.

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source https://www.jbklutse.com/mtn-ghana-wins-five-awards-at-2021-project-management-awards/

Think3ice partners with Finex Skills Hub to graduate 20 girls under ‘Excel Our Girls’ programme

Think3ice and the Finex Skills Hub, two institutions that focus on training the individual with relevant technological skills, has held a graduation ceremony for 20 girls who participated in the maiden ‘Excel Our Girls’ programme to equip girls with the latest tools and knowledge in information technology.

The ceremony, which came off on Saturday, December 17, 2021, at the Cedi Conference Centre at the University of Ghana Campus, saw 20 young female students graduate after successfully completing a 10-week training programme in Microsoft Excel, Analytics and Python.

Addressing the graduating students, Financial Expert, Robert Nii Kotoku Lartey advised the young graduates on the need to maintain a learning mindset and continuous hunger for knowledge to better add more value to their individual acquired skills.

“Opportunities like this do not come so easy, but when they do come, take those opportunities to add values that can add to your life. People have the qualifications that you have, even more than what you have, but the values you add to yourself out of the opportunities given to you sets you apart from the rest. I can bet you that this certificate lying here is just a paper, the actual certificate is the value you add to yourself,” he said.

“Another thing I would want you to note is that hard work never fails. As I stand here I still learn and would still want to get back to school and learn more in as much as I already have the skills and the position occupied, I can decide to just work with what I have but I still want to earn more because anytime you avail yourself to learn, the value you have today never remains the same so do not see it as the end of it, but rather the beginning,” he added.

On her part, CEO of Think3ice, Mrs Yvonne Dzotsi, applauded the students for their hard work, consistency, and perseverance throughout the 10-week training. She noted that the reason for initiating an all-girl training programme was to address the gender imbalance in the data analytics world, as well as present to society, young innovative girls, whose skills would contribute significantly to the nation’s growth.

Think3ice partners with Finex Skills Hub to graduate 20 girls under ‘Excel Our Girls’ programme
Mrs Yvonne Dzotsi giving her Welcome Address

“The reason why I decided to go for all girls is because of the gender imbalance, but also build up ladies who will come up with mind-blowing ideas that will help our various communities,” she said.

Out of 199 students who applied for the training slot, only 20 students made it to the final selection, and that according to Mrs Dzotsi was to enable coaches to adequately train and produce capable and quality students. She however stated that plans are underway to increase the number of students who will be trained for the second cohort, adding that the graduates will be keenly monitored and updated with learning materials to enhance their knowledge.

Mrs Dzotsi mentioned that her outfit is working on collaborating with other corporate organizations to secure internship slots for already graduated students in order to improve their skills as well as give them hands-on experience in the working environment.

Taking his turn, Lead Facilitator at Finex Skills Hub, Bernard Obeng Boateng, who was the senior trainer for ‘Excel Our Girls’ stressed that Finex Skills Hub is ever ready to help young girls acquire knowledge to grow as well as build connections. He commended the girls for demonstrating a passion-driven attitude throughout their stay as members of the hub.

He is hopeful that the ‘Excel Our Girls’ programme will make a great impact in the coming years. “This is the first season, and it is going to outlive all of us.  Our prayer is that this becomes an ‘Excel Our Girls’ institution where we train data-driven ladies who know how to bring solutions out of just raw data. We have started and subsequent seasons I believe, going to be better.

The goal has always been to improve the population of girls in the space because women in data science only represent just a small percentage, so therefore we want to increase that and we want to encourage more girls to take data science as a career because when it comes to data science, it has always been for boys,” he maintained.

The ‘Excel Our Girls’ programme was made possible through sponsorship by a group of forward-thinking individuals and companies. You can also invest in the future of our girls today and be part of the changing narrative. For Sponsorship Enquiries please contact: Mrs Yvonne Dzotsi – Email: ydzotsi@think3ice.org   | Cell: +233 26 858 1599

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source https://www.jbklutse.com/think3ice-partners-with-finex-skills-hub/

TECNO and Cityzens Giving celebrate CSR programme success in Colombia

TECNO (www.TECNO-Mobile.com) and Cityzens Giving are celebrating the success of a youth-led virtual football and education programme in Colombia, which has trained 80 Young Leaders from Barranquilla, who in turn have reached thousands of children and families in their communities.

Young Leaders in this CSR programme were gifted TECNO mobile phones and attended workshops on using football, technology and play to uplift local children, before delivering regular virtual sessions to 1,040 participants aged 8 to 10 across 12 neighbourhoods.

The global pandemic has heightened challenges that children in this area of Colombia face, including school drop-out. Through this programme, these children have learnt the importance of prioritising their physical and mental health.

Stephen Ha, General Manager of TECNO said: “We are very excited to make change to the local community through this initiative. It’s the project that combines the charm of football, the power of mobile technology, and the passion of young leaders.

“We really look forward to further building a better community in global emerging markets through our STOP AT NOTHING brand spirit and evolving mobile technology.”

Angie, one of the Young Leaders from the project said: “The impact on the community has been huge. Among the challenges that this community faces are prostitution, teenage pregnancy and drug addiction, and so it is crucial for us that our participants continue benefiting from this type of programme.”

To celebrate the success of the six-month programme and the return to in-person delivery, the Young Leaders organised a community football festival, where participants were formally recognised for their commitment and engagement.

The project was delivered in partnership with Fútbol Con Corazón (FCC) and supported by FCC’s new app, through which children, adolescents and parents can access for free a range of audio-visual material and educational content, as well as posting activities on the app’s social wall and connecting with young leaders via video calls.

Tom Pitchon, Director of City Football Foundation said: “Football and technology are two global connectors and we’re delighted that, through this partnership with TECNO, we’ve successfully trained so many Young Leaders in Colombia to use football to positively impact the health and wellbeing of children and families in their local communities.”

For more information about this program, please check the event video via (https://bit.ly/3EvybH7).

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source https://www.jbklutse.com/tecno-and-cityzens-giving-celebrate-csr-programme-success-in-colombia/

Luxury throw blanket aspects you should be aware of

The limitless array of throw blankets makes it tough to pick one. Styles, appearances, designs, combinations, and softness levels vary. They come in various textiles, including cotton, silk, wool, linen, and other synthetic materials. To experience maximum comfort and warmth, you may pick and purchase an economic throw blanket online. People use throw blankets as beautiful items in their homes and for comfort and warmth.

  • Variety

Throw blankets like Everlasting Comfort Luxury Throw Blanket come in a wide range of colors and patterns. This makes it difficult for customers to choose a certain pattern or design of throw blanket. These may be used for décor and provide comfort and warmth while sleeping. As a result, they come in various sizes and shapes for multiple applications. These are available in a variety of colorful, bright, and dramatic hues that enhance the aesthetic of a space.

These play a significant part in improving the bed’s overall look. They are smooth and nice to use because of their many colors. Because they do not fade and keep their original hues, high-quality throw blankets have been dependable, soft, and practical for many years. As a result, they are long-lasting and sturdy.

  • Convenience And Warmth

Throw blankets are extremely soft and comfy. The upper layer is made of soft fur, which is pleasant and light. It is simple to carry due to the presence of fur. People take them to various outdoor activities such as picnics and camping. These blankets are the finest alternative for lengthy trips during the cold season.

Because of their easy breathability, they are an excellent choice for winter blankets. These do not cause any discomfort or suffocation when sleeping. The individual holding these blankets will be quite toasty. These have exceptional insulating characteristics. People prefer them over traditional blankets because of their warmth and thermal insulation.

  • Hydrophobic And Hypoallergenic

Throw blankets are impermeable by nature and do not absorb water or moisture. As a consequence, they have more breathability and are easier to maintain. These are skin-friendly, and once inside, they take on the shape of the person’s body. Because of their hydrophobic qualities, they are relatively easy to maintain.

This allows them to be easily washed and dries rapidly. In addition, these comforters do not create skin sensitivity, rash, or irritation. These characteristics make them extremely gentle on the skin. These are ideal for persons with respiratory issues because of their airy fabric. As a result, it is widely used for people with asthma.

  • Decoration

These throw blankets may be used as decorative items. These are the most effective ways to make a house appear lovely, appealing, modern, and fashionable to visitors. Throw blankets may be used in a variety of ways, according to interior designers. For example, to enjoy the waiter-style put them over the arms of sofas and chairs.

A single-throw blanket can also be used to create a beautiful back cushion on a couch. As a result, a neutral chair gains more attractiveness. These are the most effective ways to change your child’s flat and uninspiring bedroom into a vibrant, exciting sleeping space. These provide comfort to the youngsters and create a warm environment for them.

  • Textures

These come in a variety of attractive and distinctive textures. Throw blankets with new and stylish designs are numerous weave mixes. This provides them with a gorgeous pattern as well as a distinct feel. Quilt needlework, cable knits, and embroidery are some of the textures offered in throw blankets.

Throw Blanket come in various styles with attractive borders that run the length of the blanket. This gives a bedroom a sense of nobility and transforms a plain space into something stunning. These may easily be customized with crochet laces and tassels. As a result, they are a popular option for adolescent girls’ bedrooms.

Throw blankets are a fun and fashionable way to dress up a room. These provide comfort, warmth, and style to your house, making it seem gorgeous and appealing to everybody.

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source https://www.jbklutse.com/luxury-throw-blanket-aspects/

A complete guide about the Mod APK IOS games

If you are looking for some interesting hacking games but are not sure about the selection, then you are at the right place. We will talk about different MOD games, and you can find all of the most recent mod games, as well as the hottest and most up-to-date MOD APK iOS games. Just stay with us.

We provide you with the best games MODs available in Android and IOS mode. We will assist you with any difficulty you may be experiencing in any  MOD APK IOS game. Our ultimate objective is to make our customers happy and satisfied.

Firstly, when we talk about what are MOD APK games? Modified mobile applications, often known as modified APKs, are not produced by any genuine or original app. You can install such games from the Google play store. However, installing such modified mobile applications on Android is simple. Just visit google play store and install them.

But, when it comes to iOS, it is a difficult task as Mod APKs are not accessible for download from the Google Play store. But Redmoonpie is a place that is available on both iOS and Android and is one of the most popular portals for downloading MOD APK iOS games for use on iPhone/iPad and Android smartphones.

Famous MOD APK iOS games on Redmoonpie

On this platform, some of the famous games MODs In iOS are following:

  1. Soul Knight MOD APK IOS (Limitless Gems, Coins, Energy)
  2. Valkyrie Rush MOD APK IOS (Limitless Gold or Gems)
  3. Switchcraft MOD APK IOS (Limitless Golden Coins)
  4. Extreme Car Driving Simulator MOD APK IOS (Limitless Coins)
  5. Hempire MOD APK IOS (Limitless Cash & Diamonds)
  6. KonoSuba: Fantastic Days MOD APK IOS (Limitless Reinforced Stones)
  7. Dawn of Dynasty MOD APK IOS (Limitless Coins)
  8. Rope Hero: Vice Town MOD APK/IOS (Limitless Money)
  9. Voot MOD APK IOS (Premium Unlocked)
  10. My Talking Tom 2 MOD APK IOS (Limitless Coins/ Stars)

All these games are very easy to install, and you can enjoy them any time by just clicking the download button. So, enjoy the gaming experience with Redmoonpie without any cost.

Benefits of using Redmoonpie

The pros of using this website are the following:

  1. All the MOD games are easy to install
  2. You can unlock all game items here easily
  3. Your information will not be leaked here as it does not demand sensitive information from its users.
  4. Unlimited original games are present here in modified form.
  5. You don’t have to root your mobile with it to use or install its games.
  6. Everything available on this platform is free of cost.
  7. Your data is protected by various technological, physical, and administrative safeguards meant to secure your information against illegal access, publication, and changes.
  8. In order to provide a safe site to install games, it includes routers, security, and limitations on access to data facilities.

Information that Redmoonpie gathers

Redmoonpie collects some of the following information from its users:

  • User’s browser name
  • Device’s hardware settings
  • Browser language
  • User’s geographic location
  • Domain name
  • hardware model
  • Operating system version

It keeps the information it gathers about and from you for as long as it is required to accomplish a business objective or comply with a legal requirement; otherwise, all the information remains with us to keep your privacy.

Moreover, the information it gathers from its users is protected by contracts with its service providers that restrict them from sharing or using the information for any other reason than what it has agreed upon.

Frequent Asking questions

How do you differentiate between MOD and APK?

An APK file may be the stock installation file for any programmer, which indicates that it has been signed by the application’s owner and has not been changed by any third party.

A MOD APK, on the other hand, is an APK that has been changed by a third party to add new features or crack premium features.

Is it possible to convert an Android APK to an iOS app?

There is currently no software available to convert an APK into an iOS application. You have to make changes manually to perform such an action.

Is it possible to download Mod APK from the Google play store?

The original author or programmer does not produce modified mobile applications. The Google Play Store, the official app store for Android, is where most modified applications can be found. So, try to download from the Google Play store to avoid hacking.

Conclusion:

In this world of technology, where the chances of tremendous hacks and misuse of your personal information are also very common, Redmoonpie is the safest place to download MOD APK games for Android and iOS. Moreover, all the available modified games are free to download to give you free of cost gaming experience.

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source https://www.jbklutse.com/a-complete-guide-about-the-mod-apk-ios-games/

5 Ways you can make money on Instagram

Instagram has more than a million active users and is one of the fastest-growing platforms. From a photo-sharing app to a marketing tool for businesses and influencers. It is a must-have to have an Instagram account. Therefore, it is good to take all measures to push your brand, for unlike Facebook and Google, Instagram is where potential customers are daily.

You can buy Instagram followers to start a following to boost your brand. Earnings on Instagram vary with the engagement, following count, and reputation. Below are ways to make money on Instagram.

1. Become a brand ambassador 

Sponsored posts work well with most companies, but companies now prefer to have long-term relationships with influencers and make them their brand ambassador. The work of the brand ambassador is to promote the company regularly in a positive light. Through Instagram users, you can find companies to promote their products through the ambassador program.

Also, large brands can already pick out an influencer they want to work with and send them free products frequently to review and promote them. When you have highly engaged Instagram followers, brands approach you to build a long-term relationship to work with your brand.

Therefore, an influencer with a following representing the target audience is the best. It is a great opportunity for ambassadors to make money. Plus, a micro-influencer in a specific niche is more valuable to brands, for they have a more engaged audience than most celebrities.

2. Promote affiliate links

To make money on Instagram with affiliate links, join a high-paying affiliate link program to add the affiliate links to your program. In this way, you get commissions on the sales you generate. Affiliate links bring in money if you do it right. Search various companies to know if they offer an affiliate program and apply. Instagram is an ideal place to promote affiliate links, as it has a solid base of engaged people. Use your followers to insert a clickable link on your Instagram bio. Disclose the affiliate links for you to get a commission on each sale.

5 Ways you can make money on Instagram

3. Publish sponsored posts

Many people trust word of mouth, and influencer marketing is rising as most people trust content people share, and such referrals make many people purchase the product. Thus, most brands today prefer influencers to mention their brands or become their brand ambassadors.

Plus, as an influencer, you need to disclose sponsored posts for Instagram users who love transparency. And, you do not need to have a huge following to make money with sponsored posts. Brands want an influencer to have a good engagement rate to consider working with them, not many Instagram followers. In this way, they deliver better results for they have in-person interactions. So even with 1000 followers, you can get an offer.

5 Ways you can make money on Instagram

4. Create visual content for sale

Instagram is a visual platform where millions of people upload videos and photos daily. But, for brands, posting a polished photo of their product is not enough. Plus, customers follow user-generated content more than what the brands have to say. Therefore, brands today publish content from their customers.

Thus, you can use this opportunity to sell the photos and videos you create. Also, the same applies in the travel industry. These companies invite the real traveler to showcase their experiences in the various brand properties in exchange for free payment and accommodation. But, this approach works best if you have a huge following. Hotel owners find it annoying when a fake influencer asks for a free stay.

5 Ways you can make money on Instagram

5. Write captions for businesses

Every brand today wants to use Instagram to promote its brand. It is no longer the big brands marketing because they can afford it. Small businesses plan to invest more effort and time in social media marketing. To reduce social media marketing costs, they seek out freelance talent.

So, they find creative specialists that can write captions for their business at a low amount. To find freelancers, Upwork and Freelancer have hundreds of offers. You can read different social media marketing portfolios of freelancers to know who you can work with to write engaging and creative captions to hook potential clients.

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source https://www.jbklutse.com/ways-you-can-make-money-on-instagram/

MTN service centres to be closed due to escalating public health issues

MTN Ghana has announced that its Service Centres across the country will be closed for the Holiday Season from the December 29, 2021 to January 3, 2022.

The closure of the Service Centres is part of broader measures taken by the business to stem the spread of the COVID-19 pandemic especially in the wake of the new Omicron variant, which has been proven to have a higher transmissibility rate.

Speaking on the development, Jemima Kotei Walsh, Chief Customer Care Officer, said, “The business will use this opportunity to encourage customers to use our digital channels during the period of the closure of the shops.

The channels include the company’s Official Social Media Handles namely; Twitter: @MTNGhana or @AskMTNGhana; Facebook: MTNGhana, WhatsApp:0554300000 and 0555300000. Customers may also call MTN’s toll free number 100.  MyMTN App  and Ayoba are additional apps that can be used during and after this period.

In addition to these channels, field teams made up of retail vendors and Momo agents across the country will be operating and will provide additional support.

MTN Ghana continues to encourage all Ghanaians to observe the appropriate health protocols outlined by the Government, Ghana Health Service and the World Health Organization (WHO).

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source https://www.jbklutse.com/mtn-service-centres-to-be-closed/

Monday, December 27, 2021

A Comprehensive guide to SaaS Application Development in 2021

Software-as-a-service (SaaS) applications are a cost-effective and efficient alternative to traditional software systems and they have become increasingly popular since the early 2000s. This upward trend in SaaS application development has resulted in a global shift from on-premise software systems towards cloud software. Many businesses and individuals have adopted cloud-based SaaS solutions as a replacement for traditional software solutions that require an IT infrastructure and installation.

Some entrepreneurs also invest in SaaS software development for business growth. But developing a SaaS application is not an easy task, especially for businesses that are not from the technical sphere. Making the decision for SaaS development without proper research and a strong technical understanding can land businesses in hot waters. If you are a business owner wondering whether a SaaS app is a viable option for you, then this guide will answer all your questions. In this article, we will cover the technical and non-technical specifications of SaaS applications and an overview of the SaaS development process. But before all that, let’s understand what Software-as-a-Service means.

What is Software-as-a-Service?

Software-as-a-Service or SaaS refers to a software licensing and distribution model in which software applications that are hosted on the cloud are licensed to users on a subscription basis. Unlike traditional software solutions, users can access a SaaS application over the internet via a web browser without downloading and installing it on their devices or networks. This is what makes SaaS software development inherently different from the development of other types of software.

To find out more about this topic, see https://www.goodcore.co.uk/services/product-development/saas-application/.

SaaS applications can take many forms — anything from business software to communication tools. There are many popular software-as-a-service examples that we have around us today, including apps like Salesforce, Dropbox, Slack, Mailchimp and Google G Suite. SaaS apps are also some of the most used software apps today because they are convenient and cost-effective for end-users. Netflix is a great example of this. The subscription-based streaming service software has an active user base of over 214 million paid subscribers. It is popular because of its subscription-based model that allows users to watch licenced video content demand.

If you are wondering how to develop a SaaS application as successful as Netflix or Salesforce, read on. In the next section, we will cover the most important features of SaaS applications and the technical and non-technical characteristics of SaaS apps that you need to consider when planning your SaaS product.

Important Considerations for SaaS Application Development

Even though Software-as-a-Service is not a new concept, businesses have a lot of questions regarding the viability and the development process of SaaS applications. So let’s take a look at the most important considerations of building a SaaS application.

Basic Set of Features for SaaS Development

SaaS applications are different from other forms of software solutions and these are the set of features that set them apart. Here’s what makes a software application a software-as-a-service:

  • A software monetization model that is generally based on subscription billings
  • Multi-tenant architecture
  • User registration functionality and the ability to login and logout of user profiles
  • High availability
  • Scalable infrastructure
  • Application and data security

Two things make a SaaS application successful: (i) a well-built app that performs flawlessly and (ii) strong product marketing and branding. Both technical and non-technical components of a SaaS application are equally important.

Technical characteristics of SaaS applications

Following are the technical characteristics that every SaaS product owner should prioritise:

Databases

Deciding on the database for a SaaS application is one of the most important decisions that a SaaS product owner might have to take. It is essential to have a database that is easy-to-scale, secure, and flexible; at the same time, it is also important to choose a database type that befits your business needs. The type of database depends on several factors, such as scalability, flexibility, data type, programming language, etc.

Scalability

It is important to have a SaaS application that can scale up as your business expands in the future. Building a scalable infrastructure is an essential consideration for the development of SaaS apps. Your development team needs to build the software such that it can easily scale up vertically and horizontally whenever needed.

Frequent updates

A successful SaaS application can adapt to the changing market conditions and client expectations which means it is regularly updated and improved. Regularly updating your SaaS app based on user feedback and adding new and advanced features is crucial to the success of the SaaS product.

Third-party integrations

Third-party integrations can improve the experience and marketability of a SaaS solution. By allowing the application to integrate with third-party software, you not only add value to your solution but also maximise its growth potential. For the end-users, third-party integrations can make the software easy to use and access.

Non-technical characteristics of SaaS applications

Technical characteristics of SaaS apps are important but half of the success of your SaaS product depends on the non-technical components. These include:

Market fit

The first step of building a SaaS application is to check the market fit of the solution to make sure there’s an actual need for it in the market. Conducting market research to analyze the competitor solutions and the target audience helps you set realistic expectations about the market standing of your SaaS solution.

Client acquisition process

The users of your app are at the centre of everything you do. Who are your users? How will your users find your app? What will appeal to them? What do they want out of the SaaS solution? These are some important questions you need to answer in order to build an app that is easy to use, well-marketed, and appealing.

Different pricing models

The pricing policy for your SaaS solution should be fair and flexible. In order to attract more clients, it is advised to offer different kinds of pricing plans and packages as well as a free trial option so users can test out your app before making a purchase.

Wrapping it up

Now that you know the basic features of a SaaS application and the technical and non-technical considerations of developing a SaaS app, you know what important things to pay attention to. Since developing a SaaS app is a technically complex process, you need the help of a saas development company that can bring your app idea to life. There are a plethora of software companies that offer SaaS application development services and finding the right company to partner with is also important for the success of your SaaS application.

To add to this or start a conversation, join our forum to share your opinions with other readers. For stories of this sort and more, do well to log on to www.jbklutse.com or visit us on Facebook



source https://www.jbklutse.com/guide-to-saas-application-development-in-2021/

Wednesday, December 22, 2021

74 different bets in Ghana on website 1xBet

An extremely successful Portuguese side

Sport Lisboa e Benfica, known simply as Benfica, is a Portuguese football club. It was born on 1904 as Grupo Sport Lisboa. One of its most important milestones was the opening of the Estádio da Luz, which hosts all its home games. Benfica wears a red shirt, white pants and red socks. The excellent and different bets in Ghana on website 1xBet allow to wager on this great squad. It is one of the big three of Portuguese football. The other two teams are:

  • Sporting Lisbon;
  • and FC Porto.

Benfica is the most successful club in Portugal. It has obtained many local leagues and cups. At the same time, the club has been extremely successful in the continental realm. 1xBet different bets in Ghana on website allows to wager in everything related to the Portuguese football competition.

A club that covers many disciplines

In addition to its football department, the club also has many other disciplines. This means that it is possible to play for Benfica in sports as diverse as futsal, handball or basketball. It should be noted that the other sports teams from Benfica are considered among the national bests in their respective disciplines. All of this means that betting on Benfica at https://www.1xbet.com.gh/live/ is a winning choice.

The club is the one that has the largest number of fans in its country. But that’s not all, because he has also been recognized by none other than the Guinness World of Records as the sports entity with the most members around the world, reaching almost 200 thousand followers.

In 2021, Benfica reached 230,000 members, following the Portuguese club with the largest number of fans and, according to the local resource, only having been surpassed by FC Bayern Munich at the world level. This means that visiting 1xBet to bet on the squad is definitely an excellent choice.

A powerful team

On August 2, 2020, Benfica made the most expensive signing in its history. Back then, they decided to get Darwin Nuñez from UD Almería in exchange for 25 million euros. This also was the biggest purchase ever for a Portuguese side. Not only that, because this was also the biggest amount of money ever received by UD Almería or any club of the Spanish Second Division. These are competitions available at the 1xBet mobile platform.

FIFA chose it as one of the best football clubs from the 20th century. IFFHS also recognized the team in a similar manner. It has also been recognized as a team of the month from across the world on a few occasions. This has turned Benfica into a football powerhouse in their native Portugal and the rest of Europe. The mobile 1xBet offers great choices to bet on the squad at any moment.

To add to this or start a conversation, join our forum to share your opinions with other readers. For stories of this sort and more, do well to log on to www.jbklutse.com or visit us on Facebook



source https://www.jbklutse.com/74-different-bets-in-ghana-on-website-1xbet/

Latest TECNO phones and their prices in Ghana [2022]

If not the first, TECNO Phones are among the earliest Chinese phone brands to enter the Ghanaian market. It is a brand of TRANSSION Holding...